How It Works

Make strong financial decisions with the PayPal Prepaid Mastercard®, using our money managment benefits. Subject to activation and ID verification.*

Order A Card

Getting started

Order a personalized PayPal Prepaid Card and it will arrive in 7-10 business days after ID has been verified and approved. Once you receive it, activate it online or over the phone, add money to your Card Account and you're ready to go.

Using your Card

Make purchases everywhere Debit Mastercard is accepted. Make purchases at stores, over the phone and online. Pay bills,1 rent and other necessities.

Adding money

Direct Deposit

Setting up Direct Deposit is the no-cost2 way to have your paycheck, government benefit, or tax refunds to your Card Account.
More about Direct Deposit

In person

Load cash or checks at any of more than 130,000 reload locations throughout the US, such as grocery stores, gas stations and check cashing stores.3
Find a Reload Location

Within PayPal

Transfer4 money from your account with PayPal to your Card Account at no-cost.
More about PayPal Transfers

What It Costs

$4.95 per month Plan Fee.

See our Cardholder Agreement for all costs associated with this Card

Right this way to order your PayPal Prepaid Card.

Order Your Card

*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

1 Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers.

2 While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement or Online Account Center for more details.

3 A fee may be assessed by reload location and may vary from location to location.

4 PayPal Transfers require a PayPal Cash or PayPal Cash Plus account and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a PayPal Cash or PayPal Cash Plus account you will link to this Card, visit www.paypal.com to get one, or you may get one when you activate this card online. A PayPal Cash or PayPal Cash Plus account is required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your account at PayPal. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be linked to one (1) account at PayPal. PayPal Transfers cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com online account to which various funding sources, including a PayPal Prepaid Card, may be linked.

The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, identity verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.

© 2019 Total System Services, Inc. ® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.