How It Works

Make strong financial decisions with the PayPal Prepaid Mastercard®, using our money managment benefits. Subject to activation and ID verification.*

Order Your Card

Getting started

Order a personalized Prepaid Card today and it will arrive in 7-10 business days. Once you receive it, activate* it online or over the phone, add money to your account and you're ready to go.

Using your card

Make purchases anywhere Debit Mastercard is accepted. Make purchases at stores, over the phone and online. Pay bills,1 rent and other necessities.

Adding money

Direct Deposit

Setting up Direct Deposit2 is the no-cost way to have your paycheck, government benefit, or tax refunds sent directly to your Card Account.
More about Direct Deposit

In person

Load cash or checks at any of more than 130,000 reload locations throughout the US, such as grocery stores, gas stations and check cashing stores.3
Find a Reload Location

Within PayPal

Transfer money from your PayPal Account to your Card Account at no-cost.4
More about PayPal Transfers

What It Costs

Just a $4.95 per month Plan Fee.

See our Cardholder Agreement for all costs

Right this way to get your PayPal Prepaid Card.

Order Your Card

*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

1Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers.

2Faster access to funds is based on comparison of Netspend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.

3A fee may be assessed by reload location and may vary from location to location.

4Money transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder and your PayPal Prepaid Card must be activated and linked with your PayPal Account at www.paypal.com. Only one (1) PayPal Prepaid Card may be linked to one (1) PayPal Account. If a member of your household has another PayPal Prepaid Card Account, another PayPal Account in that person's name is needed. Transfers from the PayPal Account to the PayPal Prepaid Card Account are limited to the amount of funds available in your PayPal Account and may not exceed $300 a day/$2,000 per rolling 30 days. Overdrafts are not available. Money cannot be moved directly from individual funding sources like credit or debit cards, bank accounts, etc., attached to the PayPal Account to the PayPal Prepaid Card Account. Transfers from the PayPal Account to the PayPal Prepaid Card Account cannot be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorse nor sponsor the PayPal online account to which various funding sources, including a PayPal Prepaid Card, may be linked.

The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, identity verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.

® 2018 Total System Services, Inc. ® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.