Direct Deposit

No more hassles of paper checks. Add funds to your Card Account. Subject to activation and ID verification.*

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The Power of Direct Deposit

Faster than a paper check icon

Faster than a paper check

Get paid up to 2 days faster.1 No more waiting for a check to clear.

Eace of mind icon

Peace of Mind

Since everything is electronic, there's no risk of lost or stolen paper checks.

No cost icon

No Cost

Avoid check-cashing or load fees you'd pay to typically deposit checks.

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Deposit all or part of your check – you decide the amount.


All or part of your paycheck can be directly deposited to your Card Account. Funds are added electronically by your employer or payments provider and are available to you as soon as we receive it.

Government Benefits

Whatever type of government benefit you receive, deposit it to your PayPal Prepaid Card at no cost.2 Subject to activation and ID verification.*

  • Social Security
  • SSI (Supplemental Security Income)
  • Pension
  • Railroad Retirement Benefits (RRB)
  • Defense Finance and Account Service Payments (DFAS)
  • State unemployment benefit (varies by state)
  • Government Disability Benefits - SSDI or Workers Compensation (varies by state)
  • Veteran's benefits

Tax Refund

Get your state and federal tax refund faster1 than a paper check when you e-file and have your refund sent to your Card Account

Right this way to get your PayPal Prepaid Card.

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*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

1Faster access to funds is based on comparison of Netspend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.

2 Other costs, terms, and conditions are associated with the use and reloading of this Card Account. For a detailed list of fees, see the Cardholder Agreement.

The PayPal Prepaid Mastercard is issued by The Bancorp Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is an authorized representative of The Bancorp Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, identity verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.

® 2018 Total System Services, Inc. ® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.