You can use the PayPal Prepaid Mastercard® to eat, drink and shop everywhere Debit Mastercard is accepted. Order online and once your information has been verified, you'll receive your Card in the mail within 7-10 business days. Subject to activation and identity verification.*
Get StartedAlready have a PayPal Prepaid Card?
Activate your
Card Account here.
How do you add money to your Card? Use the no-cost1 Direct Deposit service and you could have access to your funds up to 2 days faster2 than what traditional banks offer. Make transfers3 from your account with PayPal to your PayPal Prepaid Card Account. You can also add money at more than 130,000 NetSpend Reload Network locations nationwide.4
You can receive special offers and Payback Rewards5 when you shop at qualifying stores. And you can open an optional, tiered-rate Savings Account6 through Republic Bank & Trust Company or The Bancorp Bank, N.A., Member FDIC, Plus, with the Refer-A-Friend7 program, you and a friend could both receive a $20 credit. After your friend orders a new Card, verifies their identity and loads at least $40 to their Card Account, you will both receive a credit.
On the go? The PayPal Prepaid mobile app's8 got you covered. Check your account balance, review recent transactions, load checks,9 find nearby reload locations,4 or receive Anytime Alerts8 - all from your mobile phone.
Once your identity is verified and your account is registered, your funds on deposit in your PayPal Prepaid Mastercard and Savings Account are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is The Bancorp Bank, NA or Republic Bank & Trust Company, Members FDIC, subject to certain conditions including the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. FDIC insurance protects against the failure of the Issuing Bank, not the failure of PayPal or Netspend. PayPal and Netspend are not banks and are not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.
*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
1 While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement or Online Account Center for more details.
2 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.
3 PayPal Transfers require a PayPal Balance account and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a PayPal Balance account you will link to this Card, visit www.paypal.com to get one, or you may get one when you activate this card online. PayPal Balance account required for certain features, but not to have the PayPal Prepaid Card. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your PayPal Balance account. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be linked to one (1) PayPal Balance account. PayPal Transfers cannot be reversed or canceled. Republic Bank & Trust Company, The Bancorp Bank, N.A. and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com online account to which various funding sources, including a PayPal Prepaid Card, may be linked.
4 The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global, Inc's licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.
5 Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Netspend Payback Rewards page in your Online Account Center. Rewards offers are based on individual shopping habits. Rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Rewards earned through Netspend Payback Rewards are separate from rewards earned through any other rewards program. See the program FAQs and terms and conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Ouro Global, Inc. Republic Bank & Trust Company, The Bancorp Bank, N.A.; and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.
6 The optional Savings Account is made available to Cardholders through The Bancorp Bank, N.A., or Republic Bank & Trust Company (the "Issuing Banks"), Members FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
The interest rates and APYs of each tier may change. The APYs were accurate as of . These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account, Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured upon verification of your identity, subject to certain conditions. FDIC insurance protects against the failure of the Issuing Banks. PayPal and Netspend are not banks and are not FDIC insured. For purposes of FDIC coverage, all funds held on deposit by you at the Issuing Banks in the same ownership capacity will be aggregated up to the coverage limit, currently $250,000.
7 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward credited to either party if referred individual had another Netspend managed card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Ouro Global, Inc. will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. Republic Bank & Trust Company, The Bancorp Bank, N.A., and Mastercard are not affiliated in any way with the Refer-a-Friend rewards program and do not endorse or sponsor the program.
8 No charge for this service, but your wireless carrier may charge for messages or data.
9 Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.
The PayPal Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Ouro Global, Inc. is a registered agent of Republic Bank & Trust Company. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
The PayPal Prepaid Mastercard is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Ouro Global, Inc. is an authorized representative of The Bancorp Bank, N.A. Use of the Card Account is subject to activation, ID verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Card may be used everywhere Debit Mastercard is accepted.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners.
This retailer engages in money transmission services as an authorized delegate of Ouro Global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.
© Ouro Global, Inc.